200+ satisfied clients
I've transformed my experience into expertise to protect your future. My personal experience allows me to offer you tailored advice in financial security.
I assist you with a complete range of products and services designed to meet all your insurance, savings, and wealth management needs, at every stage of your life.
Covers your financial commitmentsAllows your family to maintain their standard of livingCovers various expenses related to deathAllows you to leave an inheritance, ensure payment for your children's education, and much moreEnsures the continuity of your business and capital gain of your real estateComplements the life insurance offered by your employerAt 18, my life turned upside down. I suddenly lost my father, a month after coming of age. As an only child, I had to harshly learn how to manage an unprepared estate. No will, no discussions, no anticipation... just a small life insurance he was overpaying for.
This challenge opened my eyes to a reality too often overlooked: the significance of financial security. I decided to turn my experience into expertise. I pursued my studies and obtained my DEC in business administration, securing a perseverance award along the way. I then completed my certification as a financial security advisor and evolved alongside a mentor experienced for more than six years in the field.
My dedication to my clients isn't new. Since the age of 14, I've been working in customer service, and my priority has always been to offer a humane and personalized experience. You’ll feel it from our very first interaction.
Always eager for new knowledge to better advise you, I am currently enrolled in a financial planner certificate to further broaden my expertise.
My objective? To prevent you from making costly mistakes and offer you the peace of mind that I would have dearly appreciated back then. Because financial security should never be left to chance.
Term life insurance is a straightforward and affordable solution to protect your loved ones for a definite period (10, 20, 30 years, etc.). If you pass away during the term of the contract, a capital will be paid to your beneficiaries, offering them financial security to cover essential expenses (mortgage, children’s education, debts, etc.). This type of policy can be compared to leasing.
Permanent life insurance guarantees lifetime coverage, ensuring the financial security of your loved ones regardless of when you pass away. Unlike term insurance, it never ends as long as premiums are paid, and it can include a cash value that accumulates over time. It's also possible to pay for the insurance over a period of 10-20 or 30 years and remain the owner of it.
Participating life insurance is a permanent insurance not only providing lifetime coverage but also the possibility to receive dividends. These dividends can be used to increase coverage, reduce premiums, accumulate savings, or be withdrawn as cash.
Universal life insurance combines lifetime protection with a savings component. You can use this strategy to pay yourself a tax-free retirement income and much more! It offers significant flexibility, allowing you to adjust your premiums and insured capital according to your financial needs over time. This saving strategy is one that I particularly cherish.
Specialized life insurance is designed to meet specific needs not covered by traditional insurances. Whether for people with medical conditions, entrepreneurs, high earners, or complex estate planning needs, this insurance offers tailor-made solutions.
Life insurance is a contract between an insured person and an insurance company, where the company agrees to pay a capital sum or annuity to one or more designated beneficiaries in the event of the insured's death, or sometimes during their lifetime, depending on the type of policy. This product helps financially protect your loved ones in case of unforeseen events and allows you to achieve long-term financial goals.
I offer all types of life insurance, disability insurance, and critical illness insurance. I ensure a thorough evaluation of your situation, both current and future, to offer the best product tailored to your needs. In some cases, it may be beneficial to combine multiple insurance products as part of a strategic approach.
The cost of life insurance varies depending on several factors. Here are the key elements that influence the price of a life insurance policy:
As an independent advisor, I work solely in your best interest. Here are some key advantages:
Your life insurance will never be cheaper than it is today. The earlier you enroll, the more advantageous your premiums will be.
Disability or critical illness insurance is crucial for:
Getting life insurance early comes with several benefits:
Yes, I offer free consultations to assess your financial security needs and help you choose the best solutions tailored to your situation.
During our first meeting:
My support goes beyond the initial consultation—I remain available to guide you and adjust your plan as needed over time.
You can reach me through various methods:
Yes, certain types of life insurance, such as universal life insurance, have a built-in savings or investment component, allowing you to grow your money while maintaining insurance coverage.
The consequences vary depending on your policy type:
If you are experiencing financial difficulties, I recommend contacting your insurance provider to explore possible options such as payment deferrals or policy adjustments.
It is ideal to review your insurance policies every 1 to 2 years and when significant life events occur, such as: